Company Profile

Innovate Auto Finance, Loan Portfolio Servicing and Caprock Auto Remarketing are The Innovate Companies. We provide an end to end servicing platform for consumer loans and leases. Our specialty is the non-prime automobile market. Through our three branded business lines, we offer bulk portfolio purchases, auto loan and lease servicing, vehicle remarketing and consulting services. We provide loan and lease originations/acquisitions, credit evaluation, underwriting and funding. Servicing includes a fully automated customer contact solution which supports customer care, collections, invoicing, payment processing, custodian, title administration, recovery and remarketing on both a primary and backup basis. We assist investors, banks, credit unions, finance companies and auto dealerships across the United States.

Since our foundation in 2009 our mission has been to generate returns for our investors, efficiently servicing client portfolios and remarketing collateral, while maintaining expected levels of client service and customer satisfaction. Contact us to learn more on how we can help your business.
 
The Innovate Companies
 
 
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At Innovate Auto Finance we purchase auto portfolios of all sizes in less-than-prime credit tiers. We offer forward-flow or pass-through programs, collateralized lines-of-credit and managed services such as third-party servicing and collections. We provide a turn-key solution for investors who wish to purchase auto loan portfolios. You tell us what portfolio attributes you are looking for and we will find the portfolios, manage the credit review process, underwriting, verifications and funding.

Led by a proven management team with decades of experience in the automotive finance industry at Innovate Auto Finance we are committed to your success. Integrity, trust, and collaboration allow us to cultivate and foster long-term partnerships with our business customers. One of our driving forces is our passion to offer certainty and consistency to your origination platform.

We are licensed and do business with BHPH, Independent and Franchise dealers, finance companies, banks, and credit unions. We have the capital, commitment, and experience to be a partner you can depend on during all business cycles.
 
 

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